This article explains everything you need to know about the premium tax credits (premium subsidies) created by the Affordable Care Act (aka Obamacare) and enhanced by the American Rescue Plan and Inflation Reduction Act. These subsidies are available through the exchange/Marketplace in every state. Open enrollment for marketplace plans runs from November 1 to January 15 in most states. (This schedule … Read more
Times are tough, and those energy bills just keep piling up. It’s enough to make you want to scream, right? But here’s the thing: you don’t have to face this alone necessarily. The Low Income Home Energy Assistance Program (LIHEAP) is here to help. This program is like a lifeline for folks who are struggling … Read more
There are plenty of different financial products available that people can use to get some support. One popular option that people consider is a personal loan. Personal loans are financing opportunities that people can use that allows them to borrow money from a lender for a variety of expenses. It’s important to keep in mind that personal … Read more
Not everyone has enough money to purchase the things they want and need, which is why loans exist. Loans offer people the chance to get the money they need from a lender. Eventually, they will need to pay off the lender over a set time frame. There are several types of loans available and one … Read more
A lot of people thought that most or all student loans would be forgiven once President Biden began his term. That is not necessarily happening on a wide scale, but there are student loans up to billions that are forgiven and canceled. Many Americans do not realize that this forgiveness could potentially benefit them. This … Read more
Are you thinking about getting a personal loan but not sure if it’s the right move for you? This article will help you figure it out. We’ll talk about what makes you a good candidate for a personal loan, like having a strong credit score, steady income, and a healthy debt-to-income ratio (DTI). We’ll explain … Read more
The process of buying a home can be long, stressful, and complex. When everything is all said and done, it’s not uncommon to forget an important factor that comes along with the homebuying process. This important factor is your taxes! Becoming a homeowner can make a serious impact on how you handle your taxes every … Read more
If you go to the store in your area, you might find the store selling over-the-counter, or, OTC drugs. A lot of people do not know what OTC drugs are, but they are really important. Medicare Advantage offers these drug cards that can support people who can’t afford OTC drugs. Most people know OTC drugs … Read more
There are many ways people can save money on their homes. One way to save money is by using natural gas. When most people think of natural gas, they may not realize that this could help them save. In fact, it comes as a surprise to many people that families can save more than $800 … Read more
No sooner than a real estate agent sits a For Sale sign in a yard, they’re picking it right back up again–at least, that’s how it feels. Houses are selling fast–leaving consumers wondering how long this can continue. Realtor.com has reported a 17.2% increase in prices of homes with the average home costing $375,000. Let’s break that … Read more